Home movers have a number of different scenarios to consider. If you have a mortgage already you need to establish whether it is appropriate to remain with the same lender and transfer over the mortgage to the new property, potentially topping up and borrowing more with them, or whether a new lender will be more cost effective. Even if you are tied into your current lender with a redemption penalty to pay it may still make financial sense to pay the penalty and switch lender. Thameside Associates have access to the whole of the UK mortgage market and can offer advice on the best route to take.
Home movers also need to ensure that their new mortgage is protected with the relevant insurance products. We understand that moving home can be a very stressful time, but rest assured one of our professional Advisers will guide you through the entire process.