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What is Income Protection?
Income Protection Benefit provides a monthly benefit should you be unable to work due to incapacity caused by illness or injury resulting in a loss of earnings. This means that the policy continues to pay a monthly benefit as long as you are incapacitated and unable to return to work, suffer a loss of earnings, you die or the policy ends.
Who is it for?
This type of policy is designed for anyone who is working, including the self employed. Your employer is legally obliged to provide sick pay for up to 28 weeks, so you may wish to consider on-going protection.
This product is not a savings or investment product, and has no cash value unless a valid claim is made.
It does not include unemployment cover, and therefore will not pay out if you become unemployed.
More information is available in the Key Features Document. For insurance business we arrange policies from a carefully selected panel of insurers.