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What are the Family and Personal Income Plans?
When somebody dies or is diagnosed with a critical illness, the bills still keep coming in. The Family and Personal Income Plans can provide a regular, tax free, monthly benefit on your death or diagnosis of a specified critical illness, (if critical illness cover is chosen) during the policy term. This can help your dependants from the time of the claim to the end of the policy term.
Who is it for?
The plan is specifically designed for families and those with dependants, who need to ensure a monthly benefit is in place to help those left behind should the worst happen.
These products are not savings or investment products, and have no cash value unless a valid claim is made.
If you choose critical illness cover, the critical illnesses covered include heart-attack, cancer and stroke. However some types of cancer are not included and to make a claim for some illnesses, you need to have permanent symptoms.
More information is available in the Key Features Document. For insurance business we arrange plans from a carefully selected panel of insurers.